Mumbai, October 9, 2025 : Payhuddle Solutions today launched Tropo, a
next-generation card personalization validation (CPV) platform that automates end-to-end
testing for contact and contactless chip cards.
Built for issuers, card manufacturers, and personalization bureaus,
Tropo validates cards against payment-scheme requirements before they’re
issued. It helps compress certification timelines and strengthen compliance.
Designed from the ground up, Tropo delivers:
- Automated CPV
libraries for contact & contactless profiles with instant pass/fail
results and clear remediation guidance. - Self-testing workflows
so issuers and bureaus can execute checks independently with fewer
certification loops. - Actionable reports
with traceable logs to simplify internal sign-off and external audits. - Scheme coverage
starting with Mastercard and NIPL, and a rapid roadmap to support Visa,
Discover, and American Express.
“Tropo reflects our commitment to solving real, day-to-day pain points
in payments testing,” said Prakash Sambandam, CEO, Payhuddle Solutions. “By
automating what used to be a manual, error-prone process, our customers move
from discovery at the tail-end to prevention at the source, with faster
turnaround and stronger compliance.”
“Tropo changes how issuers approach card certification,” added
Manikandan V, Product Manager, Tropo. “Tropo is currently qualified by
Mastercard and NIPL, with other schemes in the pipeline. With self-testing and
clear, actionable reporting, teams can validate profiles early, reduce
certification burden, and get cards to market weeks faster.”
Early customer conversations indicate strong demand from issuers and
personalization bureaus seeking to standardize CPV, reduce exceptions, and
improve time-to-issue ahead of peak card cycles.
Tropo joins Payhuddle’s testing portfolio alongside TECTO, Lithos,
Betel, and other certification tools, providing a unified toolkit across
terminal, host, and card validation.
Tropo is available to early customers immediately, with broader
availability and expanded scheme libraries following this release.
About Payhuddle Solutions Pvt. Ltd.
Headquartered in Bengaluru, India, Payhuddle specializes in payment
testing, certification, simulation, and validation tools. The company enables
faster go-to-market for issuers, acquirers, payment networks, and terminal
vendors through domain-led engineering and automation solutions.
For more information, please visit www.payhuddle.com.











